The borrower has to conform to the following requirements:
the age of the Borrower shouldn't be less than 18 years, but not exceed 65 years at the time of the termination of the credit relations;
continuous registration in the residence / place of stay in the territory of the Russian Federation or temporary registration for territories of the Russian Federation for not less than for 1 year, but not less period of validity of the credit;
Requirements to a pledge subject:
Vehicle of the Russian and foreign production of category A, B;
Year of production of the vehicle:
- for domestic cars - 5 years aren't more senior,
- for import cars - 10 years aren't more senior.
The vehicle doesn't belong to one of following types:
limousines, armor cars, trailers and semi-trailers, water vehicles;
The vehicle is in working technical condition and has no essential damages of constructive elements of a body;
The insurance of the AUTOCOMPREHENSIVE INSURANCE isn't required.
Penalties at delay of payments - the increased percent of 0,1% for the arrears sum.
Documents of the borrower:
Documents on the car pledged:
passport of the vehicle (original),
the certificate on registration of the HARDWARE (the original - for a review);
Additional documents upon the demand of Bank (if necessary).