General terms
Currency of the account with proceeds of credit (overdraft) Rubles
Currency of the account without proceeds of credit RUR / USD / EUR
Monetary credit limit, ₽
30 000 - 300 000
Loan repayment period
up to 3 years
Interest rate (% per year), ₽ 21 %
(it is charged only for the withdrawn sum)
Annual service of the main card, for the year, ₽/$/€ 1200 / 30 / 30
(monthly: 100 ₽ / 2,5 $ / 2,5 €)
Annual service of the additional card, for the year, ₽/$/€ 1000 / 25 / 25
Minimum contribution to the card -
The hidden fees, fees for withdrawal and replenishment by cash in rubles, in NOKSSBANK ATMs no
Fees for registering payments from the account of the cash card: at payment of goods/services, at transfer to customer NOKSSBANK`s account, at payment of the budgetary services no
Fees for cash withdrawal in ATMs of other banks 1,5% (min 150 ₽ / 5 $ / 5 €)
Term of payment of percent Last working day of month
(Monthly, 5% of the loan amount and 100% interest for the billing period, but not more than the loan and interest arrears)
Benefits International name card MasterCard Standard is a safe tool for daily purchases and control of expenses. You can receive the salary on this credit card. For this purpose it is necessary to write the application in the place of the work. There are no percents for non-cash transfer of funds for the card at the same time.
At repayment of the loan it is possible to use the ATM and other payment service providers, it isn`t obligatory to visit bank at all.
MasterCard PayPass support Yes (MasterCard PayPass)
The conditions for obtaining Age from 21 years, the presence of a permanent place of work with a continuous experience of 6 months, income statement